Home Loans
Combination/Split Rate Loan
Combination or Split Rate loans allow you to fix part of your loan for protection from rate rises, while the rest of your loan benefits from the flexibility of a variable rate.
Advantages
Leaving part of your loan on a variable interest rate leaves you less vulnerable if rates reduce- Having part of your loan at a fixed interest rate protects you against interest rate rises
- A good solution if you’re unsure of interest rate movements
- Additional repayments can be made on the variable portion of your loan
- Redraw available on the variable portion of your loan
Disadvantages
- You may be penalised if you pay out the loan before the term ends on the fixed portion
- If interest rates decrease you may be paying more on the fixed portion
- Redraw is typically not available on the fixed portion
WHY CHOOSE QUEST HOME LOANS?
The fully qualified consultants at Quest Home Loans understand how important your financial future is. They take the time to get to know what your specific objectives are now and into your future endeavors. We not only find the right solution for you but we provide you with as much information as possible so that you make educated decisions every step of the way. With our panel of lender experts you know you’re provided the most up to date options.
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There is so much to consider when buying your own home. Can I afford it? Where do I buy? What will my repayments be? There are over 600 loan products to choose from so let Quest Home Loans simplify this process for you and make it a time to celebrate! 
Property is still considered one of the safest investments. If you’ve been thinking about buying an investment property or expanding your portfolio, Quest Home Loans expert will make sure you get the right advice to maximise your investment potential.